EFRealtime

EFRealtime is a brand-new product of EFTechnologies, Inc. for processesing real-time credit card transactions directly to Vital Processing Services. EFRealtime encrypts credit card and personal information and eliminates third party processing fees.

EFRealtime Processing Features

• Fastest authorization response time in the industry
• Accepts all major credit cards
• Certified and compliant with VISA and MasterCard standards
• Sales, Refund, Void, Forced Authorization, Pre-Authorization transactions
• No third-party transaction fees
• No monthly third-party access fees
• Lower transaction fees
• Real Time credit card authorization
• Validates credit card numbers
• Integrates with Microsoft Site Server, Commerce Edition
• Unlimited merchant numbers
• Thread safe

EFRealtime Fraud Protection Features

• AVS, or Address Verification Services (full billing address or zip code only), helps reduce chargebacks
• Data encryption protects consumer credit card and personal information