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EFTerminal Frequently Asked Questions
General Questions Technical Questions
What is EFTerminal?
EFTerminal is an ActiveX component that emulates the functionality of a credit card terminal. It can provide sale, return, pre-auth, auth, and force capabilities.What are the benefits of using EFTerminal?
EFTerminal is the perfect solution for the developer who needs integrated, real-time credit card processing in a web site or client-server application. EFTerminal handles high workload scenarios that require immediate authorization, scalability, and full-control over the credit card process. How does EFTerminal work?
EFTerminal is an ActiveX component which, when embedded into a web-site or client-server application, submits credit card transactions over the Internet to NOVA Information Systems. Why the Internet?
The Internet is used as the transport medium for the following reasons: - Permits transfer of large files containing hundreds of transactions
- Provides faster data transfer than traditional analog telephone lines
- Enables high security through encryption
- Reduces costs associated with high-end, commercial-grade access
Who handles the Credit Card processing?
EFTechnologies is a Merchant Service Provider for NOVA Information Systems. NOVA handles all credit card processing. How long does one credit card authorization take?
Depending upon Internet bandwidth, the typical response time is 1.5 to 2 seconds. How many transactions can be processed at once?
One merchant can submit up to one hundred simultaneous transactions. Additional transactions will be queued.
What is EFTerminal?
EFTerminal is an ActiveX component, which exposes a programmatic interface to NOVA Information Systems credit card network. What languages and development environments does EFTerminal support?
EFTerminal uses automation to expose its properties and methods. EFTerminal can be used in any automation-capable environment. EFTerminal has been tested on Visual C++, Visual Basic, Microsoft Access and Active Server Pages (VBScript language was used). Other development environments, including Delphi, Visual J++, and PowerBuilder may also be used. How does EFTerminal communicate with the processing center?
EFTerminal communicates by means of a proprietary, encrypted, TCP/IP-based protocol. EFTerminal uses RSA for session key exchange (512 or 1024 bits) and RC4 for data (40 or 128 bits) encryption.
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