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EFToolkit Frequently Asked Questions
General Questions Technical Questions

What is EFToolkit? EFToolkit is an ActiveX component that collects funds from credit card and checking/savings accounts.Who benefits from using EFToolkit? EFToolkit is the perfect solution for the developer who needs integrated batch credit card or checking/savings processing in a web site or client/server application. EFToolkit provides a paperless and seamless billing solution for any organization that has recurring payments. How does EFToolkit work? EFToolkit is an ActiveX component which, when embedded into a web site or client/server application, submits credit card and checking/savings transactions over the Internet to EFTechnologies Processing Center. Why the Internet? The Internet is used as the transport medium for the following reasons: - Permits transfer of large files containing hundreds of transactions
- Provides faster data transfer than traditional analog telephone lines
- Enables high security through encryption
- Reduces costs associated with high-end, commercial-grade access
Who handles the Credit Card processing? EFTechnologies is a Merchant Service Provider for NOVA Information Systems, Inc. NOVA handles all credit card processing. How long does it take for a company to get their money? EFTechnologies transfers funds drafted froma checking/savings account within 24 business hours. Approved credit card transactions are paid within 48 business hours. How many transactions can be processed at once? EFToolkit processes transactions in batches. A batch contains one or more credit card or checking/savings transactions. There is no limit to the number of transactions in a batch.

What is EFToolkit? EFToolkit is an ActiveX component, which exposes an object-oriented API interfate to the EFTechnologies Processing Center. What languages and development environments does EFToolkit support? EFToolkit uses automation to expose its properties and methods. EFToolkit can be used in any automation-capable environment. EFToolkit has been tested on Visual C++, Visual Basic, Microsoft Access and Active Server Pages (VBScript language was used). Other development environments, including Delphi, Visual J++, and PowerBuilder may also be used. How does EFToolkit communicate with the processing center? EFToolkit communicates by means of SSL-encrypted HTTP. WinInet API is used in EFToolkit to perform HTTPS requests. Therefore Internet Explorer 4.01 or higher is required.
 
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